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Our independent insurance agency provides caring service in the Pioneer Valley.

About Our Agency - Encharter Insurance, LLC Team Standing and Sitting Together

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A major part of our purpose is to be local and support locals—while enhancing the communities where we live and work.


Office Locations


States Served


Years in Business

The things you care about are what matter most to us.

We are people just like you, and we value providing the security that comes with knowing your assets are properly covered when an unexpected life event occurs. At Encharter Insurance, LLC, we’ve come to work each day committed to helping to fulfill that purpose since 1879. We are an independent agency located in Amherst, MA, Lexington, MA, and serving the Pioneer Valley, New England, and beyond. We represent regional, and national insurance providers to bring you competitive products and rates, so you can have a variety of options and choices.

We’re independent, women-led, and rooted in relationships.

Here are Encharter Insurance, LLC, we are big on interdependence. In fact—the more one of us grows, the more we can all grow. Whatever our role is, whether it is assisting you with your personal financial development with insurance protection, or assisting local charities, non-profit organizations, or local businesses, we do what we can to make a difference locally. Some local organizations we’ve supported include Amherst Survival Center, Lexington Education Foundation, and Women’s Fund. Encharter is also a Chamber Champion for the Amherst Area Chamber, as well as serves on the board, chamber ambassador, and multiple committees. We’re also proud of the relationships we’ve fostered with our associations and memberships including Trusted Choice, The Better Business Bureau, and our range of leading insurance companies including Andover Insurance, Vermont Mutual, and more.

The Independent Agency Advantage

Here’s what makes our insurance agency different.

Personalized Solutions

Get the power of choice with insurance that’s designed for your unique needs.

Knowledgeable Service

We’ll be there for you with reliable service and support to help you make informed decisions.

Trusted Relationships

You can rely on us to simplify the insurance process and advise you on your insurance.

Find Your Coverage

We’re here to help you explore your coverage options.

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Contact Encharter Insurance, LLC

 888-754-8299 toll-free
Email Us
 800-754-1602 fax
text Encharter to 22022

Our Partnerships

Our Mission

Encharter Insurance, LLC is here to bring easy, affordable, and local insurance coverage to the people in our communities, protecting them from the financial hardships of unexpected incidents. Let us help you enhance your assets and protect your livelihood, while we all grow together.

Our Team Makes a Difference

Your quality of life is where our heart is.

Meet Our Team

Compensation Disclosure

We typically purchase your insurance products from insurance companies that we represent. These insurers customarily compensate us (directly or through insurance intermediaries) with a commission payment based upon the percentage of insurance premiums charged to you. We may also receive additional compensation from insurers and intermediaries contingent on the volume, growth, retention and/or profitability of the policies that we place, or other factors. On some commercial accounts we may charge a fee directly to you. Your insurance products may be placed with our affiliated companies, Plymouth Rock Assurance Corporation, Bunker Hill Insurance Company and Pilgrim Insurance Company. If you would like to know more about these companies or our specific compensation for your products, please feel free to inquire directly with us.

Encharter Insurance, LLC is located in Amherst, MA, and Lexington, MA, and licensed in CT, NH, MA, ME, and VT.

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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